1300 4 FINMARK

Commercial & business lending

Business loans

There are a range of interest rate options including: Fixed rate for loans with terms of between one and seven years. Offers the security of fixed payments and security from upward rate movements. The fixed rate is residentially secured with interest rates linked to the home loan interest rates and terms of between one and five years. Variable rate provides the flexibility to make and redraw funds paid in addition to the minimum loan repayments. This rate benefits from any downward movements in interest rates.

There is the flexibility to:

  • switch from fixed to variable rate at the end of a fixed rate period,
  • switch to a fixed rate at any time from variable rate,
  • make interest only or interest and principal repayments, and
  • select loan terms from one to 30 years.

Development finance

Option 1

We have a specialist team of managers with specific industry experience and expertise to assist with a range of property developments from industrial and commercial to residential and recreational.

Some specific areas we can assist with are:

  • Strata title offices
  • Industrial warehouses
  • Retail outlets
  • Franchises
  • Specialised securities
  • Holiday let apartments
  • complex Working capital finance
  • Factories, shops and vacant land

Depending on the development, we can arrange a development loan for up to 70% of the gross value of the property – and even up to 100% on the total development cost (depending on the strength of the development).

Option 2

We can assist with structuring financing solutions for commercial and residential property development.

We can organise construction and development finance to provide creative and strategic alternatives to traditional development finance to maximise the return on your investment. If you are looking to finance any type of development, equity funding, loan restructuring or refinancing or asset acquisition, call us to find out how we can help.

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Need help with your finance? We’re here to help.